I am in such an odd place right now. Sorry, this is kind of a rant but . . .

I am on SSDI and have Medicare. I was dropped from Medicaid as of the 1st of the month as DD18 turned 18 in Aug; therefore, my income mix changed. (Think tax bracket change.) I miss the cut off for Medicaid by $32. Medicaid is my secondary insurance and they pay the 20% of my medical costs, my Medicare premium and Part D ($130/month), and my prescription co-pays.

Knowing that everything is going to change I did some cost analysis this morning. OMG!!! I am in a dilemma now. My total out of pockets cost in the next year will be $600 a month. This leaves me very little money leftover. Technically speaking, I wouldn't be able to afford rent, food, utilities, and other little expenses.

Then I did some checking in to the welfare programs in my state as I am trying to figure out how I am going to make it. Financially, I would be far better off telling SSDI I don't want it any more. If I did that, all my medical costs would be covered. I would get a much higher amount in food stamps AND would qualify for other assistance. This would put me ahead. In reality, I know I won't do this and will find a way to make things work.

Isn't this just the craziest thing? It really doesn't make sense. If I were a total crack head, not working, and playing the system, I'd be just fine. However, I am not that person. When I was working, I was a hard worker and always had excellent yearly reviews and received many extra bonuses because of my work ethics and being a hard worker.

Ok, vent over. . . Phew!