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Old 10-26-2006, 05:58 PM #14
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pals1107 pals1107 is offline
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DH17, I have no neuro/ophtho in my system, and with a HMO you have to get a referral from your PCP, if he feels it's necessary then he will submit it to get aproval, then the insurance desides if you can. If you go to the ER and they don't admit you they send you a bill and a warning for ER abuse. Happened to me twice now.

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