Sandy -- Just said a prayer for Jim

Tricia -- I don't have to buy the three years. However, by buying them I would have 27 years of service instead of 24 which could increase my pension significantly. I will have to do the math once they figure out the costs of buying each year. ( That cost is based on your salary when you first started (7 or 8%), the number of years you have taught, and an interest rate that is compounded yearly -- I think )

Our pensions are based on age (if you are below 60), years of service, average salary in your last four years, contributions, and an interest rate of 7%. You also get a 3% cost of living increase. Does that make sense? It is all rather complicated. I have just confused myself.I will basically end up with about 50% of my salary if I do not buy the three years.

I feel much calmer now. Of course, now I can just go back to worrying about the flu.

Sandy prayers heading your way for you and Jim!! hugssss sorry the bladder stuff acting up...

well, just normal day, pain and more pain thru work and bowling night... hehe bowled rather well thru it though!!

hugsss,sarah

The walk-thru at DS's apartment went well. It's a very nice place. Very modern. Not at all like I remember apartments being! Now I really have the "I want to move" bug! That place was so nice......granite counter tops, cherry cabinets, ceramic tile floors, crown molding......apartments never used to be like this!

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It poured rain the whole drive there....and back home.....and I was a wreck because it was all Interstate driving and DS drives like a cop! Imagine that! Now I remember why I don't like riding with him! Anyway, we made it and now tomorrow is the big day. We picked up the U-Haul tonight and both boys were busy loading it up. I can actually see the floor of my garage again!

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It will seem so strange not to have him here. But he's so excited about this move that it's hard not to be happy with him. I like the place they'll be living in....it's a very secure community with lots of built in security features. If it wasn't so darn far from where I am now I'd consider the place myself. I wonder what the handicap accessible units look like? And what the rent is? I could probably afford a closet there!!

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Better try and get some sleep. I think I've already lost my side of the bed to the kitties!

Hey Kelly ... I know you enjoyed having both of your wonderful boys there with you ... it must be hard to let go ... but, you'll be fine! I believe in ya!!

QUICK UPDATE:

just got my Business Law FINAL grade .. well, I must of done good with the exam ... ended with >> A- ... I'm pretty happy about that ..

this class is the last ...

going for a job interview tomorrow, before my consult about the dry eyes .. and I looked up 'fatty liver' ... so, will have to figure out how to 'burn' fat outta my liver!! .. hey, fried liver with onions is pretty good!!

the job interview is to do taxes ... but, because I have my own small business, they may not like it - and figure that I'm out to 'steal' their clients ... LOL, Whatever!! LOL

well, better catch some ... see ya on the flip side ... doesn't that make you feel like a pancake or a record??

Well, I'm up early. Had the most horrible dream I think I've ever had. Scared me right out of the bed! I'll try to get a few more hours of sleep in a little bit but I just can't stop thinking about this dream. It was so real. And I didn't watch anything scary before I fell asleep, either. I must have been trying to run in my dream 'cos all my covers were kicked to the end of the bed and I was uncovered! Sheesh........enough already!

Sandy, prayers for Jim going out.

Kelly, sorry to hear about the bad dream. I've had a few of those. Where it kinda sticks with ya.

Vonn, congrats on the good grade!

Everyone,

Mornin' all. Hugs and prayers whether you need them or not.

Rain, rain, and more rain. So much for working in the yard today. I can attempt to reorganize the potting shed though.

I realized yesterday... thanks to lost hours over the next two holidays... and our wonderful (choke) privilege to work tax... I will lose the equivalent of one paycheck... over the span of six weeks. Joy, joy. Not! Thankfully I figured it out now so I can plan my lack of spending accordingly. Wonder how I'm going to survive this one?

Plenty to do. Better get moving. Have a good one.

Hey all, I'll check back in later but Jim is better today! Thanks so much for the prayers. It must have been Hematuria because everything is clear today. Jim feels good and that is a good sign.

Today's agenda: Submit term paper topic, working on nieces painting, laundry, cleaning, pray DD19 gets the job she is interviewing for this morning, and anything else that may come up that's not on my list.

Oh! This may not seem like a big deal to all of you in colder weather but we dropped 30 degrees from yesterday to today. It feels much colder than it really is because of the sudden drop. Mid to upper 80s yesterday, mid to upper 50s today.

Barb - I figured it was something similar to that. Wishing you luck!

(((Kelly))) - I was the same way with DD18 when she moved in to the dorm. I was sad but with her excitement after the 1st night, I couldn't help but be happy and excited for her. The biggest questions I have had is how do I fill my time. All my energy (or lack of) was conserved and used for taking care of DDs. Now that they are both "gone" I had to come up with something else. Hence, the classes I am taking. Hang in there! You will be just fine.

Sandy - Still keeping Jim in my prayers.

Vonn - Good luck with the interview and congrats on the A. That is awesome!!! Praying for you and all the health carp you are dealing with.

Weave - LOL Plan your lack of spending. LOL I am not a spender. I don't have the funds to spend. That's why I was thrilled about my book bargain yesterday. I didn't have to spend $6.00 I don't have.

Sarah - Cool beans on the bowling. I think my hands are too weak to even lift and hold the ball. That's great that you are able to do that.

Hi everyone else! Hope you all have a great day!

That's just it. I don't have the funds to spend either. Now that I am working it is up to me to pay the minimum on my credit card. That right there is 75% of my paycheck and the rest goes in the car gas tank. I could put gas on my CC but then the balance will go up faster. I have one small bill that goes on each month. Nothing goes on my credit card without a lot of thought. I plan to go on a very cheap retreat in January. I hope my lack of funds allows me to enjoy it. The loss of one paycheck really hurts. I keep looking in the help wanted ads but I don't see any relief there either.